The Federal Emergency Management Agency (FEMA) defines Hazard Mitigation as any action taken to reduce or eliminate the long-term risk to human life and property from natural hazards.
This 2021 Local Hazard Mitigation Plan (LHMP) Update serves to update the 2016 Federal Emergency Management Agency (FEMA) approved Sacramento County LHMP. The purpose of hazard mitigation is to reduce or eliminate long-term risk to people and property from hazards. Sacramento County, 7 incorporated communities, and 24 special districts prepared this LHMP Update to the FEMA approved 2016 Sacramento County LHMP, in order to make the County and its residents less vulnerable to future hazard events.
The National Flood Insurance Program (NFIP) has been available in Sacramento County since 1979, allowing access to flood insurance for property owners, tenants, and businesses. In 1992, the County joined the NFIP's Community Rating System (CRS) (Resolution 92-0250). The CRS is a voluntary incentive-based program that recognizes and encourages communities to exceed the FEMA minimum floodplain management standards and rewards communities with discounted flood insurance premiums.
The CRS uses a ranking system from ten to one. Nationally, there are 1444 communities participating in CRS, the 2017 FEMA Fact Sheet describes the significance of Sacramento County's participation (Attachment 1). Since 1992, Sacramento County has steadily improved its rating and is now a Class 2 which provides property owners, tenants, and businesses up to a 40% discount on flood insurance premiums.
In order to maintain this Class 2 rating, Sacramento County is required to provide annual reporting on:
- Program For Public Information
- Repetitive Loss Area Analysis
- Sacramento County Hazard Mitigation Plan For The Federal Emergency Management Agency Community Rating System
- CRS Fact Sheet June 2021